On 17 September 2023, the day of the 73rd birthday of PM Narendra Modi. He marks his birthday with the launch of PM Vishwakarma Yojana. The event of this yojana unfolded at the India International Convention and Expo Centre, called the Yashobhoomi Convention Center, situated in Dwarka. From cash support to other benefits, PM Vishwakarma Yojana benefits people a lot.
In a country as diverse as India, where craftsmanship and artistry have been celebrated for centuries, the government’s focus on empowering skilled artisans is commendable. One such initiative that aims to uplift the lives of these artisans and provide them with a platform to showcase their talent is the PM Vishwakarma Yojana 2024. This comprehensive scheme not only recognizes the invaluable contribution of skilled workers but also offers them a range of benefits and opportunities for growth. In this article, we will delve into the qualifications, required documents, benefits, and features of this scheme, shedding light on how it can positively impact the lives of artisans across the nation.
1. What is Pradhan Mantri Vishwakarma Scheme?
PM Vishwakarma is a Central Sector Scheme launched by Ministry of Micro, Small and Medium Enterprises to provide holistic and end-to-end support to artisans and craftspeople through access to collateral free credit, skill training, modern tools, incentive for digital transactions and market linkage support.
2.Who is the Target Beneficiary of the PM Vishwakarma Scheme?
Artisans and craftspeople who are engaged in the 18 trades as mentioned in the Guidelines are eligible.
Target Beneficiary | Details |
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Eligible Participants | Artisans and craftspeople engaged in the 18 trades as mentioned in the Guidelines of the PM Vishwakarma Scheme. |
3. Which Category of Trades are Covered in the PM Vishwakarma Scheme?
Category of Trades Covered in the PMVK Scheme |
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1. Carpenter (Suthar) |
2. Boat Maker |
3. Armourer |
4. Blacksmith (Lohar) |
5. Hammer and Tool Kit Maker |
6. Locksmith |
7. Goldsmith (Sunar) |
8. Potter (Kumhaar) |
9. Sculptor (Moortikar)/ Stone Carver / Stone Breaker |
10. Cobbler (Charmkar)/ Shoesmith/ Footwear Artisan |
11. Mason (Raajmistri) |
12. Basket Maker/ Basket Weaver: Mat Maker/ Coir Weaver/ Broom Maker |
13. Doll & Toy Maker (Traditional) |
14. Barber (Naai) |
15. Garland Maker (Malakaar) |
16. Washerman (Dhobi) |
17. Tailor (Darzi) |
18. Fishing Net Maker |
This table provides a comprehensive list of the categories of trades covered under the PM Vishwakarma Scheme, facilitating easy reference and understanding of the types of artisans and craftspeople eligible for participation in the program.
4. What are the Key Components of PM Vishwakarma?
Key Components of PM Vishwakarma Scheme |
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1. Recognition: PM Vishwakarma Certificate and ID Card |
2. Skill Upgradation |
3. Toolkit Incentive |
4. Credit Support |
5. Incentive for Digital Transactions |
6. Marketing Support |
This table outlines the key components of the PM Vishwakarma Scheme, providing a clear overview of the various elements aimed at supporting and empowering artisans and craftspeople.
5. What are the Eligibility Criteria of the PM Vishwakarma Scheme?
Eligibility Criteria |
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1. Occupation: An artisan or craftsperson working with hands and tools, engaged in one of the specified traditional trades, in the unorganized sector on a self-employment basis. |
2. Age Requirement: The beneficiary must be at least 18 years old at the time of registration. |
3. Trade Engagement: The beneficiary should be actively engaged in the specified trade at the time of registration and must not have availed loans under similar credit-based schemes of the Central Government or State Government for self-employment/business development, such as PMEGP, PM SVANidhi, or Mudra, in the past 5 years. |
4. Family Limitation: Registration and benefits under the scheme are limited to one member per family. For eligibility, a ‘family’ is defined as consisting of the husband, wife, and unmarried children. |
5. Government Service: Individuals currently employed in government service, as well as their family members, are not eligible to participate in the scheme. |
6.What Documents Required for PM Vishwakarma Online Application ?
- Aadhaar Card,
- Pan Card
- Bank Account Passbook
- Educational Qualification Certificate
- Active Mobile Number and
- Passport Size Photograph Etc.
7.How to Avail Benefits under the Scheme?
Steps to Avail Benefits under the Scheme |
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1. Registration: Visit the portal www.pmvishwakarma.gov.in to register as a beneficiary of the scheme. |
2. Fill Application: Fill out the required application form with accurate details and necessary documents. |
3. Submission: Submit the completed application form through the portal. |
4. Verification: Your application will undergo verification by the relevant authorities to ensure eligibility. |
5. Approval: Upon successful verification, your application will be approved, and you will become a registered beneficiary of the PM Vishwakarma Scheme. |
6. Avail Benefits: Once registered, you can avail various benefits and support services provided under the scheme to enhance your livelihood and skill development. |
This table provides a step-by-step guide on how individuals can avail benefits under the PM Vishwakarma Scheme by registering through the designated online portal.
8.Which lending institutions can provide credit under the Scheme?
Lending Institutions for Credit Under the Scheme |
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1. Scheduled Commercial Banks |
2. Regional Rural Banks |
3. Small Finance Banks |
4. Cooperative Banks |
5. Non-Banking Finance Companies (NBFCs) |
6. Micro Finance Institutions (MFIs) |
What is the amount of initial loan under the PM Vishwakarma Scheme ?
This table outlines the lending institutions authorized to provide credit under the PM Vishwakarma Scheme, facilitating access to financial support for artisans and craftspeople engaged in traditional trades.
Type of Loan | Initial Loan Amount | Tenure |
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Enterprise Development Loan | Up to Rs. 1,00,000 | 18 months |
This table summarizes the details of the initial loan provided under the PM Vishwakarma Scheme, including the loan amount and tenure.
I already have availed first tranche of loan under PM Vishwakarma. When will I be eligible for second tranche of loan?
The second Loan Tranche of upto Rs. 2,00,000/- will be available to skilled beneficiaries who maintain a standard loan account and have adopted digital transactions in their business or have undergone Advanced Skill Training.
PM Vishwakarma Scheme Registration
- You can fill out the PM Vishwakarma Yojana Registration Form if you qualify for the programme.
- To finish the registration process, all interested applicants can go to https://pmvishwakarma.gov.in/
- For the registration process, you may require basic information like your Aadhaar card, bank account number, and passbook, along with talent certificates and others.
- To finish the registration process, make certain you read all the guidelines given on the website and comply with them.
After completing your registration process, it is suggested that candidates check the beneficiary list to see whether their names are approved for PM Vishwakarma Yojana benefits or not.